It is the responnsibility of every civilized country to help those less fortunate...for the "haves" to give to the "have nots." The problem doesn't lie there....it lies with the inevitable abuses.
We pay WAAAY more than is ever used. Where does that money go? I would assume that the extension of benefits would come from the pool of unused funds. Unless they've gone into some black hole somewhere.
Why would people have to pay back something that they already pay into? That makes as much sense as making people pay back the costs of the medical care they receive that is covered by insurance.:doh
According to this:
The Unemployment Insurance Crisis — The American, A Magazine of Ideas
in 30 states, unemployment payments have exceeded the amount paid out and they are now borrowing from the federal gov't.
As an employee and taxpayer, I've already paid in my fair share. The unemployed have taken more than what was originally alotted to them. Who pays for the balance?
It'll be paid back the way the funds were built initially: By employers and employees.
That's a nice way of saying it'll be paid back by all income earners... i.e. another tax. So we the taxpayer will pay the debt, literally because we haven't already paid enough already. This seems off to me.
As others have said, employees and employers already pay for unemployment. This is why don't have an issue with unemployment per se. You actually have to have worked in order to receive it.
1) I owe my nation a debt? On the contrary. My nation owes me a debt. I have been paying into the unemployment fund for more than 4 decades without getting a penny of that back.
2) Free money? You are right on that. The government has been getting free money from my pocket for more than 4 decades.
3) That seems generous in itself? Seems that I am the one who has been forced to be generous, not the government.
Only a politician could have come up with an idea like this. If you are not a politician, then you have truly missed your calling in life. :mrgreen:
My problem with it is that even if you worked to receive it, you can be ineligible to receive it no matter how much money you put into the system previously. One of my friends works for a company that openly says they fight all unemployment claims, regardless. If they lay you off, they will still fight your unemployment even if they lose. They estimate that they win in about 75% of cases. So you put into the system, you do nothing wrong, you get laid off and you still get nothing back in return.
Where is the fairness in that?
Should those who have received unemployment benefits have to pay back the funds they received?
I know we can't go back and ask them for something we told them they would get for nothing. But in hindsight, is this a regulation we should have had in place before all the extensions happened?
So the exact question is: In hindsight, should we have had a law to force each participant in the unemployment program to pay back their proportionate amount of unemployment benefit they received beyond the amount the national government had alotted for this program?
I mean, basically, it would be a gov't backed, non-interest loan with no credit-check - that cannot be 'forgiven' even in bankruptcy. You owe your nation a debt. That seems generous in itself... why would they ask for more? Free money? give me a break (obviously no bias in this poll!).
There is no fairness in that, and it doesn't benefit the company either unless they have a ****load of people drawing unemployment. Makes no sense from any perspective. However, if they are doing it legally, then it's those laws that need to be changed.
Sure it does. It basically costs them nothing to fight all unemployment claims and lots of people won't appeal it after it comes back denied. The company saves money on every person they're not paying unemployment to and they let everyone know so that people don't figure they can quit or be fired and get paid for it. I agree it's a slimy thing to do, but it's entirely legal.
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