Kemp’s plan to block the federal ACA insurance exchange under fire

[Greenbeard]

So Georgia, like every state, has a marketplace that allows for apples-to-apples price comparisons of competing plans; provides the security of knowing the products contain key protections (e.g., for pre-existing conditions); and meet basic levels of comprehensiveness so that common services are covered and basic levels of generosity to limit the amount of out-of-pocket spending you can be on the hook for.

And now its governor wants to get rid of that marketplace, so that you can't stack up competitors side-by-side to force competition on price, and he wants to undermine the basic protections that make the coverage worth getting. Oh, and there go the federal tax credits that make coverage more affordable.

Kemp’s plan to block the federal ACA insurance exchange under fire

Gov. Brian Kemp wants to block Georgians’ access to the Affordable Care Act health insurance exchange, instead directing them to buy insurance on the private market where he says they will have more options. Advocacy groups, though, contend the move could result in perhaps 60,000 people going without health insurance, while others may wind up with policies that won’t cover health needs.

By contrast, on the federal exchange healthcare.gov, the only plans available are those that meet ACA standards for covering pre-existing conditions and “essential health benefits” such as psychiatric care, noted the Brookings Institution, which along with the Center on Budget and Policy Priorities this week issued an analysis of Kemp’s plan.

The healthcare.gov website allows people to shop and compare insurance plans, knowing the price they’ll actually be charged after federal subsidies are added for their income level. All the insurance plans available to them and the final premiums for each are presented at once so shoppers can compare.

Kemp’s proposal asks the federal government to waive the ACA requirement that Georgia participate in that website or create its own exchange website. Instead, Georgians would be diverted to contact information for private insurance agents and brokers, health insurance carriers and online broker websites that offer plans.

 

[Thom Paine]

Seems a reasonable plan...
should lower costs.

 

[OrphanSlug]

Predictably, there is a whole lot unknown about what Kemp's plan would really do to those most vulnerable and since GA is towards the top of the list when it comes to uninsured my best guess is Kemp is priming himself to be the next star of the Republican Party on the platform of '**** the poor, let them die.'

 

[notquiteright]

Seems a reasonable plan... should lower costs.

An online market place to quickly compare costs and benefits seems reasonable and should help keep costs down. What Kemp wants is the way before which had some of the largest increases in costs to the insured... eace

 

[Greenbeard]

Seems a reasonable plan...
should lower costs.

"Go talk to some brokers" as opposed to a transparent one-stop-shop where sellers have to compete head-to-head?

 

[Thom Paine]

An online market place to quickly compare costs and benefits seems reasonable and should help keep costs down. What Kemp wants is the way before which had some of the largest increases in costs to the insured... eace

hmmmm, having not yet investigated the bill I prefer to keep my comments general ....
Don't know enough about it to enter in depth conversations...
I'll take a closer look later.
Have a great day.

 

[Thom Paine]

"Go talk to some brokers" as opposed to a transparent one-stop-shop where sellers have to compete head-to-head?

Comparative shopping a custom application appears better than pricing could be for a one size fits all product.
That being said, see my post #6
good day atcha' G