How do you pay for stuff?

[Allan]

Do you use cards or cash?

I'm also curious about this: if a business you currently deal with (restaurant etc) went cashless would you still want to be a customer?

Cash is a big pain in the ass for retail businesses. It has to be counted, physically taken to the bank and skimming by staff can be a problem. As a result I expect we'll see more cashless businesses in the future.

 

[KevinKohler]

Debit.

Except tolls. Tolls are cash.

 

[Logician Man]

Do you use cards or cash?

I'm also curious about this: if a business you currently deal with (restaurant etc) went cashless would you still want to be a customer?

Cash is a big pain in the ass for retail businesses. It has to be counted, physically taken to the bank and skimming by staff can be a problem. As a result I expect we'll see more cashless businesses in the future.

I mostly use credit cards for every day purchases. First and foremost, because I'm protected from cc fraud, and to a lesser degree for the rewards. For larger bills, I use e-transfers/ACH for fraud protection and convenience.. I also have a PayPal account for certain other financial transactions/needs.

 

[Allan]

I also have a PayPal account for certain other financial transactions/needs.

Paypal suspended my account because I used it to contribute to a Syrian refugee program in Canada.

 

[Crovax]

Debit.

Except tolls. Tolls are cash.

What backward state do you live in that your tolls take cash?

 

[Crovax]

Do you use cards or cash?

I'm also curious about this: if a business you currently deal with (restaurant etc) went cashless would you still want to be a customer?

Cash is a big pain in the ass for retail businesses. It has to be counted, physically taken to the bank and skimming by staff can be a problem. As a result I expect we'll see more cashless businesses in the future.

I pretty much never use cash anymore, I haven’t even written a check in over a decade

 

[Logician Man]

Paypal suspended my account because I used it to contribute to a Syrian refugee program in Canada.

Damn. I don't use mine very often, but that is surprising and discouraging. But good on you, Allan, for your philanthropic endeavors. I tip my hat to you in that regard, buddy.

 

[Allan]

Damn. I don't use mine very often, but that is surprising and discouraging. But good on you, Allan, for your philanthropic endeavors. I tip my hat to you in that regard, buddy.

I got an automated notice to "please provide more detail on your transaction of XXX date subject line 'donation to Syrian refugee program'". I replied providing more detail but kept getting the same message back. So I contacted them and included the tax receipts with the registered charity number. But my account was never freed up.

 

[KevinKohler]

What backward state do you live in that your tolls take cash?

All of new England. I dont purchase EZ pass because I don't routinely go through tolls.

 

[calamity]

Do you use cards or cash?

I'm also curious about this: if a business you currently deal with (restaurant etc) went cashless would you still want to be a customer?

Cash is a big pain in the ass for retail businesses. It has to be counted, physically taken to the bank and skimming by staff can be a problem. As a result I expect we'll see more cashless businesses in the future.

I haven't used much cash for about a decade. Every once in a while I'll need some and then struggle to remember my ATM pin.

 

[HIP56948]

Paypal suspended my account because I used it to contribute to a Syrian refugee program in Canada.

Damn! I didn't know that they would so something like that. Talk about Political Correctness.

 

[Helix]

Credit card, mostly. I pay the full balance monthly.

 

[HIP56948]

Cash for items under 40-50 Credit card/Debit for more expensive items. Use cash for items in Lowes or Home Depot. That way if the item is not to my/wife's liking, I can bring it back and receive on-the-spot cash.

 

[VySky]

I notice majority of people pay with a card.

 

[swing_voter]

I realized the other day that I haven't used checks in years. The only checks I come across are those that are sent to me by someone and that's a rare event.

We use credit cards. There's a few places where I can use my phone to buy things and I think using your phone is the future.


.

 

[VySky]

I realized the other day that I haven't used checks in years. The only checks I come across are those that are sent to me by someone and that's a rare event.

We use credit cards. There's a few places where I can use my phone to buy things and I think using your phone is the future.


.

I seldom use cash. $5 a bail to the straw lady and church offering and that's about it. It's wise to keep some cash on hand for emergencies. When that dude blew up the AT&T building in Nashville we were off the grid for 2 days. No phones and most ATM's were down.

 

[Allan]

Credit card, mostly. I pay the full balance monthly.

You are what's known by CC companies as a 'free loader'. They don't like people without balance carry overs.

 

[VySky]

You are what's known by CC companies as a 'free loader'. They don't like people without balance carry overs.

No debt is a no no lol...

 

[longview]

I tend to only use cash in Fast Food Drive through s.

 

[AGENT J]

1.)Do you use cards or cash?

2.) I'm also curious about this: if a business you currently deal with (restaurant etc) went cashless would you still want to be a customer?

1.) Debt, cash and credit are the main ones in that order
2.) yes, wouldn't phase "me" a bit

 

[SNOWFLAKE]

Considering I live in a socialist paradise, I don't pay for stuff, I get the taxpapers to do that for me.

 

[ttwtt78640]

Debit/credit cards mostly and occasionally cash.

 

[Helix]

You are what's known by CC companies as a 'free loader'. They don't like people without balance carry overs.

In my 20s, I got default rated once for being late on a payment, and I had to ask my family for help. I only use it because my debit card got copied somehow and I got spooked by it. I'm back to the normal usury, but I'm not eager to pay them more interest. Plus, paying off everything on time helps my credit.

 

[Common Sense 1]

Use all 3 methods of payment. But always have cash with me if needed.

Went to wash the car wash a few days ago. Pulled up to the automated pay station where you select what wash you want. There was a note on the card reader that said out of order. Cash only! Grabbed my cash and paid for the wash.

Pulled into the wash bay and was waiting for it to start. Noticed in the rear view mirror a truck pull up to the pay station. After a few seconds she pulled away. This happened 2 more times.
They pulled up sat for a very short time then pulled away. The drivers of all 3 vehicles that pulled away looked to be in the 20 to 30 age range. The 4th time it happened he paid with cash and was a senior age wise.

So my guess is the younger folks probally go mostly cashless now? Just my guess from watching what happened at the car wash.

 

[Waddy]

Do you use cards or cash?

I'm also curious about this: if a business you currently deal with (restaurant etc) went cashless would you still want to be a customer?

Cash is a big pain in the ass for retail businesses. It has to be counted, physically taken to the bank and skimming by staff can be a problem. As a result I expect we'll see more cashless businesses in the future.

I much prefer cash. I almost always have a thousand dollars on me. You never know when a deal might come up. But I have two different bank accounts, one for online bills due each month like utilities. Another for online purchases, and spending at local stores. We only keep what money we need in the account that gets used online and in stores. That account has been hacked a couple of times over the years. Bank took the loss, we simply closed the account and opened another. The accounts with the real money in them have never been hacked.
Cash may be a problem for small businesses, but cards are a risk for everyone. And the smaller paper trail you leave the better.