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How did your 401k do in 2005?

How did your 401k do in 2005?

  • -5% or worse

    Votes: 0 0.0%

  • +0% to -5%

    Votes: 0 0.0%

  • +0% to +2.5%

    Votes: 0 0.0%

  • +2.5% to +5%

    Votes: 0 0.0%

  • +5% to +7.5%

    Votes: 1 14.3%

  • +7.5% to +10%

    Votes: 3 42.9%

  • +10% or greater

    Votes: 3 42.9%
  • Total voters
    7
M14 Shooter

M14 Shooter

Banned
DP Veteran
Joined
Sep 30, 2005
Messages
2,622
Reaction score
68
Location
Toledo-ish OH
Gender
Male
Political Leaning
Very Conservative
You dont have to be specific if you don;t want.

+10.60%
 
M14 Shooter said:
You dont have to be specific if you don;t want.

+10.60%
Click to expand...

I dont have a 401K, but I have a private IRA. Last year it did pretty well...I got an 8.6% return which I am pretty happy with.
 
My mutual funds with Fidelity average about 9 percent in 2005..............
 
My portfolio, overall, as a whole, had an 18% return. I had invested heavily in mutual funds that in turn invested in stocks that were considered value buys, because the stock price on each share of stock was selling well below it's fair market value for each share of stock. My best performing investments were not the value mutual funds but rather my investments in mutual funds that in turn invested in utility stocks and international stocks. With my utility and international stocks posting at least a 20% gain each. I also have investments in inflation adjusted US treasury bonds. All of the stocks and inflation adjusted US treasury bond mutual funds paid out decent dividends on top of the capital gain appreciation. This was my Roth IRA portfolio. My 401k had about a 13% return, because I didn't have as much investments to choose from, but my company provides generous matching on top of the return. In my 401k, my mutual fund that invests in international stocks posted the highest gain with about 20% as well.
 
I did better than 20% in 2004. But that was just because the dollar lost so much. I was fortunate enough to anticipate the dollar's drop. I haven't moved my money back yet. Gimme a well balanced budget and I put my assets back into USD valued items.
 
Simon W. Moon said:
I did better than 20% in 2004. But that was just because the dollar lost so much. I was fortunate enough to anticipate the dollar's drop. I haven't moved my money back yet. Gimme a well balanced budget and I put my assets back into USD valued items.
Click to expand...

Sounds like you were engaged in calculated risks, speculation. To explain, forecasting or anticipation is speculation. But even when speculating you can take calculated risks.
 
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