I currently have the Mirena but it's going to expire in a couple months. I love it but just found out my insurance won't cover it. My company is "grandfathered" from the contraceptive mandate and gets to choose which contraceptives to cover and iud's are one they don't. The good news I read is that after 2014 most companies should loose their grandfather status and provide all types, but until then I need something. I have narrowed it down to the shot or the pill but was wondering what types of birth control you all use and why you like it.
I'm snipped. Why I like it is pretty obvious: it doesn't have any of the nasty effects hormones had on me, it's do-it-once-and-you're-done, and I got cool pictures of my insides. Ok, maybe that last one isn't so obvious.
I highly recommend it, if you're open to it when you're more sure about whether your family is complete. There's even a non-surgical method now (I went with surgical because my body hates foreign stuff in it -- but obviously yours doesn't).
But anyway, if it were me, and I were in the market for contraception, I'd shy away from the shot. It's probably got a higher incident of side-effects than just about anything else, short of the implant. It's a serious mega-dose of hormones, and most people I know who tried it didn't like it. Even doctors recommend you get off it within 2 years. That's never a good sign.
Since you're used to having something "up there," what with the IUD's threads and all, I'd seriously consider the Nuva Ring. Way more gentle on your body, and you only have to deal with it I think once a month?
Also, I second Dustmop. See if you can get an IUD on a sliding scale at a PP or something like it.