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An Obamacare fiasco could blow up on Democrats right before the midterms

GummyVitamins

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A little over a year ago, President Joe Biden signed into law a massive expansion of financial aid designed to bolster the Affordable Care Act and make health insurance more affordable for millions.
But that early triumph is now looking more like a political time bomb.

Just six months out from the midterms, Democrats increasingly fear they’ll fail to renew those generous subsidies, which expire at the end of the year, triggering sudden spikes in insurance premiums and wiping out one of Biden’s signature health care accomplishments.

The price hikes would hit an estimated 13 million people across the country, potentially adding hundreds of dollars to families’ monthly expenses. And in a painful twist for a White House already struggling to contain anger over rising household costs, voters would begin receiving notices about their premium increases in October — around the same time they’re starting to cast their midterm ballots.
Long story short, Democrats included additional subsidies into "Obamacare" plans that are set to expire just before the midterm elections. They are now scrambling to maintain them despite crushing inflation. Republicans are opposed. Democrats are desperate. They're trying to convince Manchin to bail them out with a reconciliation bill that they intent to pad with a lot of other partisan spending on things like climate change. Democrats are worried that if they fail to get these additional subsidies renewed it will harm them in the upcoming election.
 


Long story short, Democrats included additional subsidies into "Obamacare" plans that are set to expire just before the midterm elections. They are now scrambling to maintain them despite crushing inflation. Republicans are opposed. Democrats are desperate. They're trying to convince Manchin to bail them out with a reconciliation bill that they intent to pad with a lot of other partisan spending on things like climate change. Democrats are worried that if they fail to get these additional subsidies renewed it will harm them in the upcoming election.
There's nothing affordable in the Affordable Care Act. I'm speaking from first hand experience. Even with the subsidies I'm still looking at medical bills over $9000 and those don't even include the premiums for a Bronze plan of over $400 even with the subsidies. Of course it could be said that it could be worse without the ACA. I'll keep that in mind as I pay for the next several years for the current medical bills. Maybe, like college students, Biden will come up with a plan to forgive my medical debts.
 
There's nothing affordable in the Affordable Care Act. I'm speaking from first hand experience. Even with the subsidies I'm still looking at medical bills over $9000 and those don't even include the premiums for a Bronze plan of over $400 even with the subsidies. Of course it could be said that it could be worse without the ACA. I'll keep that in mind as I pay for the next several years for the current medical bills. Maybe, like college students, Biden will come up with a plan to forgive my medical debts.
and in my experience it was 100% the opposite, the ACA saved my moms life or at least extended it a few years and without it I would of had to sell my house and move in basically a two-room apt to take care of her at the end 🤷‍♂️


on a side note
that answer is to always and continuously IMPROVE on it (healthcare) and politicians are choosing not to do so and tried so much to stop that process, its pathetic and sad

I could make a plan to build a great car but if others in charge then scrap its maintenance plan, and money for tires and gas, and then change the original rules it was built for eventually its going to break and its of no fault of the car

shows how pathetic congress and political are right now
 
Give democrats a dollar and they'll spend $100 on credit, panicking when the bill comes due. It's a shell game for them.

They act like Mafia Godfathers who like to shower their neighborhood with gifts and freebies to stay popular and appear benevolent.

As long as the suitcases of skim money keep flying in from Vegas, everyone's happy. To Dem's, the Treasury is the casino.
 
and in my experience it was 100% the opposite, the ACA saved my moms life or at least extended it a few years and without it I would of had to sell my house and move in basically a two-room apt to take care of her at the end 🤷‍♂️
I never said that the plan didn't cover nothing. Without it the bills would have been well over $100,000. The point is that despite the fact that it takes care of much of the costs, if you live on a fixed income it's not really affordable. I'm paying $120 a month from a $750 income to pay off that $9000. And they want more. At that rate (assuming I incur no additional charges) how long will it take me to pay off my debt?
on a side note
that answer is to always and continuously IMPROVE on it (healthcare) and politicians are choosing not to do so and tried so much to stop that process, its pathetic and sad

I could make a plan to build a great car but if others in charge then scrap its maintenance plan, and money for tires and gas, and then change the original rules it was built for eventually its going to break and its of no fault of the car

shows how pathetic congress and political are right now
 
There's nothing affordable in the Affordable Care Act. I'm speaking from first hand experience. Even with the subsidies I'm still looking at medical bills over $9000 and those don't even include the premiums for a Bronze plan of over $400 even with the subsidies. Of course it could be said that it could be worse without the ACA. I'll keep that in mind as I pay for the next several years for the current medical bills. Maybe, like college students, Biden will come up with a plan to forgive my medical debts.
That's true. I don't qualify for subsidies, so to buy my own insurance for a family of four is at least $1700 a month now.

Obamacare ****ed over this country.
 
There's nothing affordable in the Affordable Care Act. I'm speaking from first hand experience. Even with the subsidies I'm still looking at medical bills over $9000 and those don't even include the premiums for a Bronze plan of over $400 even with the subsidies. Of course it could be said that it could be worse without the ACA. I'll keep that in mind as I pay for the next several years for the current medical bills. Maybe, like college students, Biden will come up with a plan to forgive my medical debts.
Wait. What? Are you saying your premiums are $400 a month?
And you feel that is not a massive reduction from free market insurance?
 
Wait. What? Are you saying your premiums are $400 a month?
Yep. For a bronze plan. Fortunately Medicare has now kicked in.
And you feel that is not a massive reduction from free market insurance?
I'm not saying it's not a reduction. I'm saying despite that it's not affordable. Why is that so difficult to understand?
 
That's true. I don't qualify for subsidies, so to buy my own insurance for a family of four is at least $1700 a month now.

Obamacare ****ed over this country.
Yea, add to that your deductions and out of pocket expenses you better hope you never have to use the insurance.
 
I never said that the plan didn't cover nothing.
nor did i say you did
Without it the bills would have been well over $100,000. The point is that despite the fact that it takes care of much of the costs, if you live on a fixed income it's not really affordable.
and that's YOUR story and not my moms who was on a fixed income and it was affordable for her
every story is different

this is why I hope politicians and congress keep working to IMPROVE and EXPANDED it and not any of the insane talks to scrap it
healthcare will NEVER be fixed it will always be a growing changing thing that needs to be revamped

if for no other reason because insurance will keep working the system to make excessive money over actually helping people
 
Obamacare ****ed over this country.
the miilions and millinos of people that now have insurance vs not having any before disagree
THE ACA is a win no matter how its sliced, now the job is to keep fixing the broken parts and improve it
 
nor did i say you did

and that's YOUR story and not my moms who was on a fixed income and it was affordable for her
every story is different
I won't get into personal details regarding your mother's situation. But from my own perspective it's not just myself that are having problems paying medical bills. Your mother is fortunate.
this is why I hope politicians and congress keep working to IMPROVE and EXPANDED it and not any of the insane talks to scrap it
healthcare will NEVER be fixed it will always be a growing changing thing that needs to be revamped

if for no other reason because insurance will keep working the system to make excessive money over actually helping people
 
Yep. For a bronze plan. Fortunately Medicare has now kicked in.

I'm not saying it's not a reduction. I'm saying despite that it's not affordable. Why is that so difficult to understand?

Do you vote Dem?
 
I won't get into personal details regarding your mother's situation. But from my own perspective it's not just myself that are having problems paying medical bills. Your mother is fortunate.
im sure there are many people in your boat, just like there are many people in my moms boat
that's the point, its individual and overall its a win no matter how its sliced

the goal now should be to fix the broken parts and continually improve on it
 
the miilions and millinos of people that now have insurance vs not having any before disagree
THE ACA is a win no matter how its sliced, now the job is to keep fixing the broken parts and improve it
Having insurance is a good thing, but paying for its costs is not cheap. Since the mandate/penalty has been eliminated people have been dropping out. This has caused insurance companies to also drop out or consider doing so because they can't spread the cost over to the demographic that needs it the least -- the young and healthy.
 
im sure there are many people in your boat, just like there are many people in my moms boat
that's the point, its individual and overall its a win no matter how its sliced

the goal now should be to fix the broken parts and continually improve on it

Sorry for your loss.

Just one question. What would improve it, Obamacare?
 
Having insurance is a good thing, but paying for its costs is not cheap. Since the mandate/penalty has been eliminated people have been dropping out. This has caused insurance companies to also drop out or consider doing so because they can't spread the cost over to the demographic that needs it the least -- the young and healthy.
and again, the ACA is still a win overall no matter how its sliced, now the job is to keep fixing the broken parts and improve it
 
im sure there are many people in your boat, just like there are many people in my moms boat
that's the point, its individual and overall its a win no matter how its sliced

the goal now should be to fix the broken parts and continually improve on it
Ordinarily I'm opposed to regulation, but if the government really wants to fix the problem regulate the industries that are making huge profits off patients - hospitals and pharmaceuticals.
 
right wingers lying again. It was very popular, so lie away, that's all you people are good at
 


Long story short, Democrats included additional subsidies into "Obamacare" plans that are set to expire just before the midterm elections. They are now scrambling to maintain them despite crushing inflation. Republicans are opposed. Democrats are desperate. They're trying to convince Manchin to bail them out with a reconciliation bill that they intent to pad with a lot of other partisan spending on things like climate change. Democrats are worried that if they fail to get these additional subsidies renewed it will harm them in the upcoming election.
You do realize, that like the child tax credit, these current benefits were brought to the public by D's only, there was no R support. Why do you feel that this will hurt the D's?

Oh yeah, the R's lie about it.
 
ACA always has been and always will be budget rate, cheap ass insurance policy.

It's something that I guess is better than nothing, but not by much.
 
Sorry for your loss.

Just one question. What would improve it, Obamacare?
ugh thats not one question, its many questions and one I don't have the answer to, many that I don't even know to ask

healthcare in this country is an issue because to many parts of it are treated as profit way too much
now by all means there's nothing wrong with profit in certain situations however it needs to be curbed and NOT the first, second and third focus when we are healthy with health and life

one HUGE move would be to actually listen to the healthcare industry DOCTORS, PRACTIIONAERS, NURSES, SCIENTIST etc and head their advice more so than CEOs company presidents, head figures and lobbyists

the answer most certainly is not scrap the ACA, go back to the old system, kick millions of people off of healthcare and do nothing to improve things
 
nor did i say you did

and that's YOUR story and not my moms who was on a fixed income and it was affordable for her
every story is different

this is why I hope politicians and congress keep working to IMPROVE and EXPANDED it and not any of the insane talks to scrap it
healthcare will NEVER be fixed it will always be a growing changing thing that needs to be

Some serious advise for you.
As you now get Medicare, also get the AARP supplement. Get the plan that pays 100% of what Medicare dies not cover.
I got diagnosed with cancer less than a month after I qualified for Medicare and also had signed up for the supplemental.
I went to all 3 of the top cancer hospitals on the east coast, two in NYC, one in Baltimore, had literally the very best doctors for my cancer, everything was covered 100%.
The cost of Medicare and supplement combined is about $600 a month.
That is 1/3 of what I paid before I qualified for Medicare and all I had was basically catastrophic coverage.

Obie care is great. Medicare is gold.
 
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