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Again, why Medicare for All would never work

Thankfully, nobody in Canada , regardless of age or financial status ever has to defer, or worse yet not get, life saving diagnostics. It's one of the reasons our life expectancy is better than the US.
Odd how your MPs and sometimes Prime Ministers come here for major operations.
 
Weren’t you Obamacarefail, and demonstrated you didn’t understand the ACA at all?

Or am I confusing you with some other poster with similarly terrible takes?
 
MFA could be tweaked or used in conjunction with something else. To say it just wouldn’t work is a cop out….
 
TDS quite obviously clouds your judgement on the subject. Universal healthcare in the US would be an absolute disaster. We are 36 trillion in national debt now. Medicare for all would add 60 trillion to that debt withing ten years, and that is a conservative estimate. We are paying billions just in interest on the debt now. And without the profit motive, the number of doctors, specialists, hospital beds and high-tech diagnostic equipment would drastically shrink. Cue the rationing of healthcare and waiting lists.
 
Here are some claims I believe to be true:

1) U.S. healthcare is insanely expensive.

Because of CAPITALISM. Geezus ****.


2) Americans, as a group, are not healthy.

They also lack affordable preventative care.

3) Most insurance plans are terrible - high deductibles, surprise bills, and claim denials are the norm.

BECAUSE OF CAPITALISM.
Now imagine flipping a switch: healthcare is suddenly “free.” No co-pays, no deductibles - just walk in. First come, first served.

What happens next?

Less people die or go bankrupt from medical bills, have a longer and healthier life.

Everyone shows up.

Translation: The rich don't get to cut in line.

People who’ve been putting off checkups, procedures, and diagnostics flood the system overnight. Not just the sick, but everyone. Because when something expensive becomes free, demand doesn’t just rise - it explodes.

Doctors are prevented from practicing in America in some part because they need to restrict access, not because there aren't enough doctors.

Hospitals would be swamped. Doctors would be way overbooked.

See above.

The next step is waiting lists.

The NHS has 6 million patients on waiting lists.

In Canada, the average wait time from initial visit to treatment is over six months.

Not for urgent care. Urgent care gets taken care of very quickly.


Conservative Think funded by the Heritage Foundation have confirmed that Medicare For All would save enormous money.

'A conservative think tank, the Mercatus Center, has admitted that Medicare for All could save the U.S. at least $2 trillion over a decade. However, their study also suggests that the federal government would face an additional cost of nearly $33 trillion more than the current system, assuming significant savings in administrative costs and drug prices, and reduced reimbursement rates to health care providers.'

Do you know what the administrative cost is on Medicare? 3 cents on every dollar. For private insurance? 18 cents.
 
Odd how your MPs and sometimes Prime Ministers come here for major operations.
It doesn't take a genius to know that a country of 300+M people have more specialists of certain types than a country on 30 M. When a doctor sends a patient to the states for specialized care not available here universal healthcare pays. BTW did you know Rand Paul came to Canada several years ago for surgery he couldn't get in the States?
 
So universal healthcare cannot provide specialized care? Got it. Thanks for supporting my point. Specialists are rather limited in a universal healthcare system.
 
We have that now for the most part. It's called Medicaid for the less fortunate and Medicare for the retired. If republicans are successful in eliminating Medicaid, we'll have 40+ million people in a really bad way.
 
So universal healthcare cannot provide specialized care? Got it. Thanks for supporting my point. Specialists are rather limited in a universal healthcare system.
What a ridiculous post. The fact you even have to have it explained to you is telling. This has zero to do with universal healhcare it has to do with patient bases. Having highly specialized but rare procedures and specialists to service a handful of patients a year makes zero sense. What makes sense is that those types of specialists are centered in large hospitals in large countries.
 
Seems like a reasonable level of service an American shouldn't have to wait until 65 to enjoy.
So universal healthcare cannot provide specialized care? Got it. Thanks for supporting my point. Specialists are rather limited in a universal healthcare system.
Wait til you hear about all the Americans from other states who come to Boston to get specialty care.
 
Now imagine flipping a switch: healthcare is suddenly “free.” No co-pays, no deductibles - just walk in. First come, first served.

Again, why Medicare for All would never work​


Medicare is not "free".

My Premium is $185.

Part A Deductable is $1,676 (Annual) per event period.

Part B Deductable is $257 (Annual).

Copays? Part A is $0 for days 0-60, $419 days 61-90, and $838 days 91-150.

Copays? Part B is normally 20%

Oh you want Dental/Vision with that, add $75 a month for a supplemental plan.

Oh you want insurance such as MediGap to assist with deductables and copays - about $150 a month.

Oh you want a Part D plan to help with drugs/pharmacy expenses? Add another $150 a month.
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The idea that Medicare is "free" is not based on reality. What Medicare does is normally provide a baseline and if you can afford it you better get some of the extras.

WW
 
Medicare is not "free".

Yes, but this is about medicare for all, a proposed system, not the existing one. I was going by Bernie's version, since it is the most popular, and his program is completely free for everyone (outside of the crushing taxes which would also exist to pay for it).
 

I notice you use the word "crushing" as an adjective, a method of soliciting an emotional negative response.

However consider, that under Universal Health Care, yep taxes would go up. However the need for employers to to provide health insurance, the associated costs of maintain the benefits system (such as enrollment, paydeductions, premium payments to the insurance company - not talking about claims for services), collecting the EEs portion, paying the ERs portion.

So with the elimination of private insurance policies (providing base heath care) would the savings associated with moving from a for profit insurance system to a Universal System mean that the taxes would be "crushing". Yes taxes go up, but paying for private insurance is eliminated.

The question becomes how does that balance.

WW
 
I notice you use the word "crushing" as an adjective, a method of soliciting an emotional negative response.

Did it work?


No, they want to provide healthcare benefits, because it allows them to compensate their employees without the employee having to pay tax on it.

So with the elimination of private insurance policies (providing base heath care) would the savings associated with moving from a for profit insurance system to a Universal System mean that the taxes would be "crushing".

Health insurance companies have single digit margins, and their profits are basically capped by obamacare anyway.

Yes taxes go up, but paying for private insurance is eliminated.

The question becomes how does that balance.

You are ignoring the demand change when you switch from private insurance/expensive healthcare to public insurance/free healthcare. Such a drastic and sudden increase in demand will cause the price of healthcare to skyrocket and the prices are already insanely high. That means after you just passed the biggest tax increase in human history, you will have to drastically raise taxes again.
 
Yeah, unless you address the root problem of why healthcare is so expensive in the United States, people can point to all the other countries in the world they want, it isn't going to make a difference here. Some say the reason healthcare is so expensive in the US is government involvement. But as you say, it's really a number of factors.
 
Seems like a reasonable level of service an American shouldn't have to wait until 65 to enjoy.
Yet even much smaller countries with plans like Canada, don't manage to come anywhere close for the citizens who've reached the age where healthcare needs ramp up like they do for the older crew. You certainly don't want to be in need of an MRI, a disk/back surgery, or a joint replacement in Canada. You'll eventually get it, but it might take MANY months and one heck of a lot of pain and mobility limitations while waiting.
 
No, it's possible. It's just not going to be what you think/hope/wish it will be.

I laid out the argument in simple terms, feel free to attack it.
Medicare sets the prices they pay, right?

So I’m not sure how prices would skyrocket.

Profits will likely be less.

But when Obamacare was being debated the highest paid insurance ceo was being compensated the equivalent of $26,000…

An hour.
 
Or you can be comfortable and bankrupt here in the states.

Not sure who the winner here is.
 
Medicare sets the prices they pay, right?

This is one problem I have with national health care as a function of reimbursement.

They set national reimbursement rates, but don't take into account regional differences in cost of living.

WW
 
Weird how the only people here who tell us how bad Canadian health care is are….not Canadian.
 
Most seniors don't need hip or joint replacements but that aside . A small inconvenience in terms of some wait times for some procedures is OK with me, and most Canadians, given ALL our citizens of any age or income can access life saving diagnostics and medical care.

Is it perfect, no. Can it be improved, certainly. Will there be big changes, has to be. However, I guarantee you Canadians of all political stripes heartily support universal Healthcare and appreciate how , by virtue of our Healthcare system, our life span is longer than yours, our maternal and infant deaths are lower, our obesity levels are lower and yet we spend considerably less on health care. And nobody goes bankrupt because they got cance. We have to be doing something right.
 
This is one problem I have with national health care as a function of reimbursement.

They set national reimbursement rates, but don't take into account regional differences in cost of living.

WW
They definitely do.

 
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