An insurance policy is a contract used to guard against the risk of a large financial loss. The irony here is that you regularly use the term insurance incorrectly. For example, if the government forced a property insurance company to give a fire insurance policy to someone whose house has already burned down, no one would call it an "insurance" policy, yet that is exactly the same situation when the government forces health insurance companies to provide policies to people who are already sick or have a pre-existing condition.
Anyway you claimed conservatives do not want to pay for anyone else's healthcare, therefore they are somehow similar to nihilists(?!). Again, they are no different from you or me, or anybody else for that matter, because there is no moral obligation to provide healthcare to strangers.
I find it amusing your choice of words, which is typical of those on the right, ie., any word someone on the right or right of center can find to cast aspersion on a particular policy they do not like, they will find words that smack of propaganda.
So, in their bizarro world, helping those who can't afford health care is 'providing health care to strangers'.
their trick is to take the argument out of the collective sphere, where it should be, for purposes of policy, and reduce to a 'personal emotional level'
So, instead a policy that provides a system that makes health care affordable to those who cannot afford it, the argument now becomes:
"They take your money from your account and give it to a stranger".
Or,often a right winger will say 'they take your money have give it to bums who don't want to work".
Nice trick. But that is incredibly disingenuous.
we have agreed, long ago, to establish a government 'by and for the people', thus, what is, or is not, 'moral' is determined by lawmakers, i.e., representatives who are elected
in a civilized society, Democrats declare that there is a moral obligation to help the disadvantaged ( but repubs call them 'bums' 'strangers' 'lazy peole who do not want to work' etc ). However, the majority of the electorate agree with the democrat message. Recent elections establish this fact. To wit: 2,868,676 more votes were cast for Democrats in 2016, 9,710,275 more votes were cast for democrats in the house in 2018, and 17,537,638 more votes were cast for democrats in the senate in 2018
Therefore, if we respect the will of the majority of representatives, who were elected, they declare that government has a moral responsibility to
provide affordable health care to those who cannot afford it.
Therefore, as to what is, or is not moral, that is ultimately decided by the electorate. in terms of absolutes, there is no such thing as 'morals' or write or wrong, it's that we, collectively, via the vote, decide on these matters. That's it. If the voter will it, then that's what it is.
Now, whether or not the structure of the electoral process is just, that the balance of the representatives actually reflects the will of the people, that is another argument altogether. (Dems argue there is plenty that needs fixing in this area )
Republicans are word manipulators. Taxes are a collective effort, and the proper way to frame an argument about taxes MUST be done according to it's proper sphere, which the fact that taxes are a collective effort in nature, and how to determine tax policy should be done in terms of what is good for society, as a whole. Making an argument about a particular tax, framing it as a person thing, that is arguing from anecdote, and that is an effort to manipulate minds, and not an effort to be honest about the subject, it is propaganda.
Framing an argument for a tax designed to make health care affordable to those who cannot afford it as ' taking money out of your account and giving it to bum stranger who doesn't want to work' (or something similar, as those on the right often do )
is propaganda.
Does the left do this? I'm certain they do, and I say to the right, do call us out on it, when we do. I say, let's be honest about our arguments.
Let us all sit down and talk, and quit talking past each other. Being dishonest, calling each other names, increases the divide, and that only pleases Putin.